Denise Daly
Golden
Summary
Health~
Knowledgeable health insurance agent with solid background in health insurance advisory and client support. Successfully guided clients through plan selections and Medicare to meet specific needs and compliance requirements. Demonstrated expertise in policy analysis and customer relationship management.
Life~
Experienced with understanding client needs to offer tailored life insurance solutions.
Leveraging strong client relationship management and financial analysis skills. I empower clients to achieve their financial goals while ensuring confidentiality and trust. Committed to delivering innovative solutions that drive financial stability and success.
Overview
12
12
years of professional experience
Work History
Financial Specialist
Global Financial Impact
01.2024 - Current
- At GFI Global Financial Impact, my focus is on empowering clients to achieve financial stability through innovative, tax-free retirement strategies and estate planning. While protecting their loved ones remains a top priority, I believe true financial freedom comes from a comprehensive approach that looks beyond basic investment returns.
- My clients range from young professionals just starting their wealth-building journey to business owners planning their exit strategies. Each receives the same dedicated attention and customized planning process. Whether it's protecting assets from market volatility, creating tax-efficient inheritance plans, debt resolutions, or maximizing retirement income, every strategy is tailored to the individual's specific goals.
- Provided ethical, objective and holistic financial planning advice to clients.
- Developed financial plans and strategies tailored to clients' individual needs.
- Communicated regularly with clients via phone, email, or video conferencing regarding their financial matters.
- Prepared budgets, financial education tools and referrals on behalf of clients.
- Created debt management plans, spending plans or budgets to assist clients in meeting financial goals.
- Implemented financial plans and insurance strategies specifically tailored to client's financial goals.
- Managed client expectations and resolved any concerns or issues promptly.
- Reviewed existing client accounts to identify any gaps or areas needing improvement.
Financial Services Advisor
World Financial Group Wfg
01.2023 - 01.2024
- Financial Service's
- IUL's Fixes Indexed Annuities 401K & IRA Rollovers Tax Free Retirement Strategies Life Insurance
- Legacy Planning Million Dollar Babies
- Implemented financial plans and insurance strategies specifically tailored to client's financial goals.
- Assisted customers in understanding the tax implications of various retirement savings vehicles.
- Achieved sales targets through effective client presentations and follow-up.
- Delivered outstanding customer service, addressing client inquiries and concerns promptly.
- Monitored clients' insurance coverages to ensure changing needs were met.
Medicare Sales Agent
Assurance IQ
01.2022 - 12.2023
- Provided product information and answered questions about Medicare services.
- Utilized CRM software tools to track sales progress throughout the process.
- Calculated payment methods and established payment methods, receiving customer payments and issuing receipts.
- Monitored clients' insurance coverages to ensure changing needs were met.
- Counseled prospects and policyholders on coverage, limits and regulations.
- Explained advantages, disadvantages and features of policies to promote sales of Medicare plans.
- Presented and clearly explained insurance policy options based on clients' needs and goals.
Licensed Health Insurance Agent
United Healthcare
10.2021 - 12.2022
- Analyzed clients' needs and financial situations to customize insurance policies for individual necessity.
- Contacted underwriters and submitted forms to obtain binder coverage.
- Monitored clients' insurance coverages to ensure changing needs were met.
- Advised clients on changes in their insurance policies due to life events such as marriage or childbirth.
Licensed Insurance Agent
American Income Life Insurance Company
01.2020 - 12.2021
- Initiated contact with potential clients through cold calling and networking activities.
- Responded to customer inquiries and problems to promote great service.
- Used mailings and phone solicitation and made presentations to groups at company-sponsored gatherings to gain new clientele.
- Engaged customers and provided high level of service by carefully explaining details about documents.
- Interviewed prospective clients to obtain data about financial resources and needs.
Operating Engineer
Kiewit Infrastructure Co
06.2013 - 02.2019
- Loaded and moved dirt, rocks, equipment and materials.
- Assisted in the training of less experienced operators in the use of various types of equipment.
- Provided technical assistance to mechanics during engine repairs or replacements.
- Maintained equipment on-site with regular maintenance and repairs.
- Adjusted machine settings as needed according to soil conditions or other factors.
- Documented all work performed according to company standards.
- Conducted regular maintenance checks on engines, brakes, lights, tires, to ensure safe operation of vehicles and equipment.
- Coordinated with supervisors regarding job assignments and scheduling repairs and maintenance activities.
- Adjusted throttles, switches and pedals to operate bulldozers, trench excavators, road graders or backhoes.
- Transported materials between different sites using heavy equipment.
- Performed daily pre-operational inspections on assigned vehicles and reported any malfunctions or damage to supervisor.
Education
Functional Nutrition Certification - Drugless Practitioner
The Functional Nutrition Alliance
Portland, OR07.2022
Health Coach Certification - Functional Nutrition
Institute For Integrative Nutrition
New York, NY09.2017
Journeyman - Equipment Operations
International Union of Operating Engineers
Countryside, Illinois06.1994
Skills
- Client relationship management
- CRM software
- Client education
- Critical thinking
- Serve client needs
- Certified trust and fiduciary advisor
- Client confidentiality
- Communication
- Retirement planning
- Financial analysis
- Attention to detail
Licensed Health & Life Insurance Agent
IAPDA Sales Certified
- American sign language
- Objection handling
- Inbound call management
- Compliance
- Individual health plans
- Customer service
- Organizational skills
- Client needs analysis
- Insurance policy sales
- Self motivation
- Medicare expertise
- Enrollment processing
- Goal oriented
Languages
American Sign Language
Full Professional
Timeline
Financial Specialist
Global Financial Impact
01.2024 - Current
Financial Services Advisor
World Financial Group Wfg
01.2023 - 01.2024
Medicare Sales Agent
Assurance IQ
01.2022 - 12.2023
Licensed Health Insurance Agent
United Healthcare
10.2021 - 12.2022
Licensed Insurance Agent
American Income Life Insurance Company
01.2020 - 12.2021
Operating Engineer
Kiewit Infrastructure Co
06.2013 - 02.2019
Health Coach Certification - Functional Nutrition
Institute For Integrative Nutrition
Journeyman - Equipment Operations
International Union of Operating Engineers
Functional Nutrition Certification - Drugless Practitioner
The Functional Nutrition Alliance
Similar Profiles
Itzel-Victoria ArceItzel-Victoria Arce
Financial Advisor at Global Financial ImpactFinancial Advisor at Global Financial Impact
Ronnie VincentRonnie Vincent
Independent Life and Health Agent at Global Financial ImpactIndependent Life and Health Agent at Global Financial Impact
Bengu YelkenciBengu Yelkenci
Marketing Specialist at GFI Global Financial ImpactMarketing Specialist at GFI Global Financial Impact
Shoshana TylerShoshana Tyler
Group Creative Director at Inspired Thinking Group (ITG)Group Creative Director at Inspired Thinking Group (ITG)
Alyssa SkrobelAlyssa Skrobel
Student Stylist at Paul Mitchell The SchoolStudent Stylist at Paul Mitchell The School