Highly skilled Loan Specialist with expertise in data review and accuracy. Hardworking professional with over 20 years of assisting lenders with loan underwriting which includes reviewing income, assets and credit histories.
Overview
18
18
years of professional experience
Work History
Origination & Processing Division/Loan Specialist
USDA Rural Development
08.2018 - Current
Company Overview: OPD (Origination and Processing Division)
In August 2018 I was selected for a detail position on the Auxiliary Processing Unit (APU)
In December 2019 with Guaranteed Housing integration I was permanently placed in OPD Division One, Team 2 as a Loan Specialist
My duties include customers service to internal and external customers, monitor inbox for new tasks, review loan applications and make decisions for approval or rejections
Review loan applications for accuracy and completeness and notify the lender of deficiencies
Income, assets, credit, and appraisals are analyzed in compliance to the Guaranteed Handbook 3555
Communicate with my Branch Chief and Team Lead Specialists on issues, concerns, or suggestions
I have met or exceeded all my performance goals and elements
Reduced turnaround time for loan approvals by efficiently managing workload and prioritizing tasks.
Enhanced customer satisfaction levels with clear communication and timely follow-ups on loan applications.
Maintained compliance with industry regulations and company policies during the entire loan process.
Examined customer loan applications for loan approvals and denials.
Guaranteed Loan Specialist
USDA Rural Development
01.2013 - 08.2018
Daily checks of in system to determine completed applications
Follow up on missing documentation in a timely manner
Experience in reviewing REFERS, REFERS with Caution and Full Documentation submissions
Review appraisals for accuracy and compliance
Daily monitoring of the inquiry email box and answer lender, realtor and borrower questions
Have attended several outreach meeting and lender trainings
Familiar with various states rules / regulations
Area Loan Specialist
USDA Rural Development
09.2007 - 01.2013
During this time period I helped train our new tech on how to process loans
I approved 502 Direct loans and 504 loans and grants
Helped administer and manage the Self-Help program for our area
Performed inspections for new construction, self-help and 504s
Attended closings
Attended outreach sessions with realtors and partnering non-profits
Education
Certification - Underwriting
NAMU-National Association of Mortgage Underwriters
Online
07-2025
Skills
Telephone and email etiquette
Loan underwriting
Credit analysis
Collateral evaluation
Document analysis
Teamwork and collaboration
Time management
Attention to detail
Multitasking Abilities
Organizational skills
Timeline
Origination & Processing Division/Loan Specialist
USDA Rural Development
08.2018 - Current
Guaranteed Loan Specialist
USDA Rural Development
01.2013 - 08.2018
Area Loan Specialist
USDA Rural Development
09.2007 - 01.2013
Certification - Underwriting
NAMU-National Association of Mortgage Underwriters
Sr. National Public Affairs and Marketing Director at USDA Rural DevelopmentSr. National Public Affairs and Marketing Director at USDA Rural Development