Shane Klick
Lakewood
Summary
Dynamic Mortgage Loan Officer with extensive experience at Inspire Home Loans, adept at crafting tailored mortgage solutions. Proven track record in managing complex loan processes while ensuring compliance. Skilled in persuasive communication and proficient in the Empower Origination System, delivering exceptional client satisfaction and securing timely approvals.
Overview
22
22
years of professional experience
Work History
Mortgage Loan Officer
Inspire Home Loans
Denver
04.2019 - 01.2026
- Supporting the home builder, Century Communities.
- Continually identifying, developing and maintaining customer financial objectives.
- Advising customers of product/pricing guidelines while gathering any additional required information.
- Ensure exceptional customer service by maintaing thorough knowledge of lending programs, policies, procedures and all regulatory requirements.
- Loan Officer will collect and analyze each customers financial information and assess if the individual can qualify for a specific loan product.
- Advise the potential borrower regarding risks and benefit of the loan alternative, including the options and variables involved.
- Discuss the loan products available to best meet the needs of the individual depending on their personal circumstances.
- Ascertain all pertinent documentation to ensure the loan is approved.
- Communicate effectively with all parties including customer, the sales associate, processing, underwriting, closing, the title company and builder.
- Lock in the rate.
- Manage personal production and ensure closings are handled appropriately and timely.
- Meet and/or exceed company standards.
- Demonstrate the highest level of professionalism and customer service towards all customers.
Mortgage Loan Officer
Tri Pointe Connect
San Diego
03.2017 - 03.2019
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
- Evaluated mortgage applications to determine eligibility for loan programs.
- Guided clients through mortgage options and financial implications of their choices.
- Coordinated with underwriters to facilitate timely loan processing and approvals.
Loan Officer
Global Equity Finance Corporation
San Diego
03.2016 - 02.2017
- Perform daily maintenance of the loan application database.
- Educate clients on the variety of loan products and available credit options.
- Analyze applicants financial status, credit and property evaluation to determine feasibility of granting loan.
- Adhere to all federal and state compliance guidelines relative to retail mortgage lending.
- Coordinate closing with Title Company / Closing Department / Mobile Notary / Borrower.
Loan Officer
American Financing Corporation
Aurora
09.2015 - 02.2016
- Assisting borrowers with loan program selection to achieve maximum financial benefit for borrower.
- Interest rate pricing & negotiating.
- Processing loan files, collecting conditions needed to meet Underwriting guidelines.
- Coordinate closing between Closing Department/Title Company/Borrower.
- Manage 75+ backlog of mortgage loans.
Loan Consultant/Production Manager
Pulte Group
Denver
06.2004 - 09.2015
- Originate and maintain 100+ backlog of builder mortgage loans.
- Assists customers in the selection of loan product and securing loan approvals.
- Quote and secure interest rates with customers.
- Distribute Federal and State disclosures for specific loan programs.
- Work with borrowers to examine different scenarios to secure loan approval.
- Provide borrowers with explanations regarding disclosures, loan programs and interest rates.
Education
Bachelor of Business Administration - Management
University of Alaska Fairbanks
Fairbanks, Alaska01.1993
High School -
West Valley High School
Fairbanks, Alaska01.1987
Skills
- NMLS# 192545
- Management skills
- Effective networking
- Persuasive communication
- Business negotiation strategies
- Collaboration skills
- Consultative problem solving techniques
- Dedicated follow-up
- Proficient with Microsoft Outlook
- Proficient with Microsoft Office
- Proficient with Empower Origination System
- Proficient with Electronic Loan Filing (ELF) System
- Proficient with Byte
Timeline
Mortgage Loan Officer
Inspire Home Loans
04.2019 - 01.2026
Mortgage Loan Officer
Tri Pointe Connect
03.2017 - 03.2019
Loan Officer
Global Equity Finance Corporation
03.2016 - 02.2017
Loan Officer
American Financing Corporation
09.2015 - 02.2016
Loan Consultant/Production Manager
Pulte Group
06.2004 - 09.2015
Bachelor of Business Administration - Management
University of Alaska Fairbanks
High School -
West Valley High School