Ricardo Renteria
Aurora
Summary
Accomplished Manager with a proven track record. Enhancing financial operations and profitability through strategic planning and lender relationship management. Skilled in sales and financial management and is adept at fostering team collaboration, demonstrated through effective deal structuring and sales process development. Achieved significant improvements in efficiency and accuracy, showcasing strong analytical and communication abilities.
Overview
7
7
years of professional experience
Work History
Finance Manager
Stevinson Chevrolet
08.2024 - Current
- Developed strategic plans for day-to-day financial operations.
- Contract deals and ensure all documentation is executed properly with adherence to all state and federal laws
- Streamlined month-end close process, reducing time spent on manual tasks and improving data accuracy.
- Reviewed documentation and identified financial discrepancies where applicable.
- Optimized cash flow with diligent monitoring of accounts receivable and payable.
- Ensured compliance with local, state, federal tax regulations; timely filing of all required documents, mitigating potential penalties or fines.
- Negotiated with customers and lending institutions to maximize profitability
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
- Excellent communication skills, both verbal and written.
- Proved successful working within tight deadlines and a fast-paced environment.
- Assist sales managers in structuring deals to maximize profitability
- Evaluate, coach and train sales. staff to achieve sales goals
Finance Director / Retail Sales Manager
Lazy Days Rv
12.2023 - 08.2024
- Verified compliance of financial policies and accounting procedures against federal regulations.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Negotiate and contract sales between lending institutions and client well maximizing profitably
- Ensured compliance with regulatory requirements and financial reporting standards
- Worked effectively in fast-paced environments.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
- Excellent communication skills, both verbal and written.
- Organized and detail-oriented with a strong work ethic.
- Facilitated high volumes of cash, credit, and lending transactions
- Addressed customer complaints professionally and efficiently, resulting in satisfied customers who continued to patronize the store.
- Conducted regular staff meetings to discuss goals, progress toward targets, and areas needing improvement or focus for the entire team.
- Worked closely with upper management to develop short-term and long-term goals for the store, aligning objectives with the company''s mission
- Provided ongoing coaching and feedback to sales associates, fostering an environment conducive to learning and professional growth.
- Demonstrated strong organizational and time management skills while managing multiple projects.
Finance Manager
Camping World
02.2021 - 12.2023
- Developed strategic plans for day-to-day financial operations.
- Streamlined month-end close process, reducing time spent on manual tasks and improving efficiency
- Optimized cash flow with diligent monitoring of accounts receivable wire transfers and lender funding deposits
- Trained new and existing staff members in various closing techniques to over come client objections
- Ensured compliance with local, state, federal tax regulations; timely filing of all required documents
- Contracting and negotiate contracts with clients and lenders resulting in maximizing profitability
- Played key role in strategic planning sessions, offering insights that shaped lender participation to directly grow company and lender relations and portfolio diversification
- Delivered comprehensive financial training programs for non-finance managers, enhancing cross-functional understanding and collaboration.
- Worked effectively in fast-paced environments.
- Proven ability to learn quickly and adapt to new situations.
- Excellent communication skills, both verbal and written.
- Skilled at working independently and collaboratively in a team environment..
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Developed and maintained courteous and effective working relationships.
Automotive Finance Manager
Sonic Automotive BMW
09.2017 - 06.2020
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Conducted regular reviews of customer credit applications to maintain accuracy and integrity in the approval process.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Implemented ongoing training programs for sales staff on current financing products, incentives, and promotions.
- Supported sales objectives, collaborating with sales team to identify opportunities for finance-related upsells.
- Worked effectively in fast-paced environments.
- Excellent communication skills, both verbal and written.
- Passionate about learning and committed to continual improvement.
Education
Bachelor of Arts - Illustration
ROCKY MOUNTAIN COLLEGE OF ART & DESIGN
Denver, CO05-2004
Skills
- Financial management
- Strategic planning
- Credit analysis
- Portfolio management
- Deal structuring
- Financing expertise
- Sales process development
- Lender relationships
Languages
Spanish
Native or Bilingual
Timeline
Finance Manager
Stevinson Chevrolet
08.2024 - Current
Finance Director / Retail Sales Manager
Lazy Days Rv
12.2023 - 08.2024
Finance Manager
Camping World
02.2021 - 12.2023
Automotive Finance Manager
Sonic Automotive BMW
09.2017 - 06.2020
Bachelor of Arts - Illustration
ROCKY MOUNTAIN COLLEGE OF ART & DESIGN
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