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  Accomplished, motivated professional seeking employment in the mortgage or customer service industry. Leveraging excellent work ethics, accountability, integrity, and customer service oral and written communication. Made outbound calls to obtain additional documentation for loan completion. Answered inbound calls, chats, and emails to facilitate customer service and satisfaction. Nineteen plus years of mortgage underwriting experience. Proficient at building an accurate and solid risk evaluation for salable FHA, Conventional, Non-QM, and Reverse mortgages. Can act quickly to address conflicts and solve problems. Ensured compliance with underwriting policies, guidelines, overlays and maintained familiarity with constant changes in policy and procedures. Demonstrated history of maximizing customer service and consistently exceeding performance goals.

Specialties: Direct Endorsement/quality analyst, forensics, auditing and customer service.
Lo share point, Microsoft outlook, and MS Office

Dedicated Mortgage Professional with over 10 years of experience in loan underwriting, file review, and client support within retail and wholesale mortgage environments. Highly skilled in managing loan documentation, ensuring compliance, and supporting brokers through all stages of the mortgage process. Recognized for strong communication, organizational precision, and the ability to improve workflow efficiency in fast-paced lending operations.

Astute and methodical Senior Mortgage Underwriter with significant background working with residuntial customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs. Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as skilled [Job Title]. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud. Talented mortgage underwriter with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 10 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Underwrote conventional FHLMC, FNMA, Non-QM Alt Doc, and government FHA residential loans, including Bond loans, ensuring compliance with appropriate company, secondary market investor standards and all applicable laws. Responsible for examining loan documentation for accuracy and completeness. Maintained strong business relationships with Loan Originators, Branch Managers and Processors to secure all required documents.

Patricia Wilkinson

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Machine Shop Underwriter

Farm Underwriter

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Machine Shop Underwriter

Farm Underwriter

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High School Diploma -

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