Margaret Nickens
Denver
Summary
Margaret Nickens, CFP®, is an experienced financial planner and investment advisor with a proven record of building values-aligned portfolios and guiding clients toward sustainable financial outcomes. At Elm3 Financial Group, they managed over $160 million in assets under management, conducted in-depth fundamental analysis, and created diversified model portfolios focused on risk management, cost efficiency, and tax mitigation. They bring extensive expertise in regulatory compliance, equity research, and client-centered financial planning, with a strong commitment to socially conscious investing and aligning money with meaning.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Registered Investment Advisor
Elm3 Financial Group
01.2022 - Current
- Collaborated with over 270 clients and the Chief Investment Officer to develop and manage client investment portfolios in alignment with their values, objectives, & risk tolerance.
- Developed and managed portfolios for clients focused on socially conscious and sustainable investing.
- Developed model client portfolios for different investment objectives, age groups, and risk tolerance groups.
- Conducted ongoing portfolio rebalancing for over $160 million in assets under management.
- Communicated with clients through personalized monthly statements, regular meetings, & customized newsletters.
Senior Investment Analyst
Elm3 Financial Group
06.2020 - Current
- Conducted fundamental analysis of stocks, bonds, ETFs, and mutual funds using programs such as YCharts, Eclipse, Orion, Riskalyze, and more.
- Researched economic and market trends to ensure investment strategies aligned with fluctuating conditions.
- Produced both client-facing and internal reports related to investment research, market analysis, economic trends, and more.
Financial Planner
Elm3 Financial Group
01.2022 - Current
- Created & executed a comprehensive financial planning program aligned with the CFP Board standards.
- Collaborated with clients to develop and update plans centered on their values & aspirations, financial data, best practices, and more.
- Leveraged expertise in investments, taxation, estate planning, debt management, insurance coverage, budgeting, savings, & other relevant skills.
- Doubled firm financial planning revenue in one year.
Chief Compliance Officer
Elm3 Financial Group
01.2023 - Current
- Developed & implemented a robust compliance program that aligned with SEC regulations & upheld the firm's fiduciary duty to clients.
- Consistently updated knowledge of relevant laws, regulations, standards to ensure continuous alignment with current guidelines.
- Oversaw the transition from a state-registered to a SEC-registered advisory firm.
- Oversaw & trained a team of four compliance professionals and other service providers.
- Organized and led a data-driven compliance program focused on client interests, risk mitigation, accuracy, and organization.
- Led a successful SEC examination.
Elementary School Teacher
Highline Academy Charter Schools
07.2017 - 06.2020
First Grade Teacher
Goldrick Elementary School
08.2016 - 06.2017
Kindergarten Teacher
University Preparatory Charter Schools
07.2015 - 06.2016
Education
Bachelor of Arts - English Language and Literature
Brown University
12.2015
Certificate in Financial Planning -
Emory University
Atlanta, GA02-2024
Skills
- RightCapital
- Orion
- Eclipse
- YCharts
- Fidelity
- EMoney
- Riskalyze
- Andes Risk
- Morningstar
- Salesforce
- ProSeries
- QuickBooks
- HubSpot
- Microsoft Suite
- Canva
KEY ACHIEVEMENTS
- Transitioned firm to SEC registration and successfully navigated the firm through an SEC examination.
- Doubled company financial planning revenue within a year by enhancing client-centered strategies.
- Supported Elm3 in growing assets under management by over $30 million in a 3-year period and over $60 million in a 5-year period.
Certification
- Certified Financial Planner®
- National Social Security Advisor Certificate Holder
- Series 65
Timeline
Chief Compliance Officer
Elm3 Financial Group
01.2023 - Current
Registered Investment Advisor
Elm3 Financial Group
01.2022 - Current
Financial Planner
Elm3 Financial Group
01.2022 - Current
Senior Investment Analyst
Elm3 Financial Group
06.2020 - Current
Elementary School Teacher
Highline Academy Charter Schools
07.2017 - 06.2020
First Grade Teacher
Goldrick Elementary School
08.2016 - 06.2017
Kindergarten Teacher
University Preparatory Charter Schools
07.2015 - 06.2016
Bachelor of Arts - English Language and Literature
Brown University
Certificate in Financial Planning -
Emory University
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