Lisa Marie Schwartz
Evergreen,CO
Summary
Accomplished TPO professional with expertise in originating and underwriting various mortgage loan types, including Fannie Mae, Freddie Mac, FHA, VA, USDA, manufactured homes, 2/1 buy-down, jumbo, and non-QM loans. Proficient in offering secondary financing for HELOCs and HELOANs. Adept at staff management, daily production oversight, quality control, financial management, and audits. Successful in originating loans for homeowners and buyers while driving a $50 million yearly volume.
Overview
25
25
years of professional experience
Work History
FOUNDER & BROKERAGE OWNER
FOX VALLEY MUTUAL INC
01.2015 - Current
- Originate and underwrite diverse mortgage loan types, ensuring compliance with Fannie Mae, Freddie Mac, FHA, VA, USDA, and other regulatory standards.
- Offer secondary financing options, including HELOCs and HELOANs, to meet clients' needs.
- Manage daily production, oversee staff, and perform quality control on processing for loans in progress.
- Maintain monthly office costs and conduct general marketing activities to enhance company's presence.
- Complete audits, profit and loss statements, and balance sheets to ensure financial health.
- Personally originate loans for homeowners and buyers, providing tailored financing solutions.
- Led company's primary office in Evergreen, Colorado, with average yearly volume of $50 million.
- Established and maintained licensed branch office in Austin, Texas, since 2018.
- Successfully opened licensed office location in Naples, Florida in 2021.
- Oversaw company's transition from Illinois loan production to Evergreen, Colorado, in October 2014.
PRESIDENT
RLM FINANCIAL, INC OPERATING AS FOX VALLEY MUTUAL
10.2005 - 11.2014
- Spearheaded origination and underwriting of various mortgage loan types, including Fannie Mae, Freddie Mac, USDA, FHA, VA, and jumbo loans.
- Orchestrated company's strategic relocation from Illinois to Colorado in August 2007, resulting in updating of corporate NMLS mortgage identification number to 1285680 in January 2015.
- Additionally, facilitated acquisition of new S Corp TIN number and obtained Colorado state registration.
BRANCH SALES MANAGER
MIDWEST FUNDING BANCORP, INC.
10.2005 - 03.2007
- Educating and guiding team of over 10 licensed loan officers.
- Training staff on new lending programs, state regulations, and laws applicable to pending loans.
- Assisting loan officers with files, compliance, stacking order, and milestone investor requirements.
- Maintaining expertise in investor-specific mortgage software.
- Auditing loan packages for compliance with state regulations.
- Collaborating with company owner to analyze audit results.
- Internally processing loans and setting expectations for loan officers.
- Providing ongoing support for loan officers' continuing education and testing requirements.
- Achieving top production among sales managers in tightly managed office, resulting in consecutive annual trips for high production.
Education
Bachelor of Science - Business Administration And Management
06.2012
Associate of Science - Business Administration And Management
06.1994
Skills
- Awarded Top Ten Mortgage Broker in US Region 2016-2021
- Mortgage Mastermind Elite Manhattan Beach CA 2019
- NMLS UST licensed loan originator for all states NMLS 229814
- FHA Approved Processor licensed in Illinois, Colorado, and Texas
- Colorado Real Estate Agent
- Colorado Licensed Notary Public
- Colorado Licensed Mortgage Broker and Colorado Loan Originator
- Colorado Licensed Insurance Agent Life, Health, Property, Casualty
- Wisconsin Licensed Insurance Agent Life
- Texas Licensed Branch and Loan Originator
- Arizona Licensed Company and Loan Originator
- Oklahoma Licensed Company and Loan Originator
- Florida Licensed Company and Loan Originator
- Pennsylvania Licensed Company and Loan Originator
- Georgia Licensed Company and Loan Originator
- New Mexico Licensed Company and Loan Originator
- Montana Licensed Company and Loan Originator
- Illinois Real Estate Salesperson
- Business Administration
- Operations Management
- Financial Management
- Business Development
- Business Planning
- Negotiation
- Goal Setting
- Financial Administration
- Team Building
- Sales Expertise
- Public Speaking
- Team Leadership
- Project Management
- Contract Negotiation
- Investor Relations
- Brand Development
- Active Listening
- Time Management
- Ethics and Integrity
- Technical Proficiency
- Data Analysis
- Problem Solving
- Effective Communication
- Critical Thinking
- Social Media Management
- Content Creation
- Digital Marketing
- Decision Making
- Market Knowledge
- Legal Compliance
- Industry Expertise
- Customer Focus
- Profit and Loss Management
- Annual Planning
- Revenue Growth
- Portfolio Management
Timeline
FOUNDER & BROKERAGE OWNER - FOX VALLEY MUTUAL INC
01.2015 - Current
PRESIDENT - RLM FINANCIAL, INC OPERATING AS FOX VALLEY MUTUAL
10.2005 - 11.2014
BRANCH SALES MANAGER - MIDWEST FUNDING BANCORP, INC.
10.2005 - 03.2007
Western Governors University - Bachelor of Science, Business Administration And Management
College of Lake County CLC - Associate of Science, Business Administration And Management
Hobbies and Interests
- Vice President of a 501(c) Horse Rescue Organization
- Dedicated Volleyball Mom
- A Spiritual Worker on Groundwork
- An Avid World Traveler
- Successful Business Entrepreneur
Hobbies and Interests
- Vice President of a 501(c) Horse Rescue Organization
- Dedicated Volleyball Mom
- A Spiritual Worker on Groundwork
- An Avid World Traveler
- Successful Business Entrepreneur
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