LaShaya Holmes
Denver
Summary
Senior Financial Crimes Investigator with extensive experience in leading medium- to high-risk fraud and AML investigations. Expertise in trend analysis, risk assessments, and regulatory compliance has driven improvements in fraud detection systems and enhanced collaborative efforts across teams.
Overview
14
14
years of professional experience
Work History
Sr Investigator – Financial Crimes Investigations
BMO Bank
Denver
06.2020 - Current
- Lead medium- to high-risk fraud, AML, and sanctions investigations using transactional and behavioral data.
- Apply trend analysis and anomaly detection to validate activity and determine case outcomes.
- Draft and file SARs/UARs with complete, defensible narratives and supporting documentation.
- Conducted risk assessments to identify control gaps, supporting remediation efforts and process updates.
- Perform Investigative QA reviews to ensure accuracy, completeness, and adherence to standards.
- Maintained fraud-sharing networks and case management systems to enhance information flow and tracking.
- Collaborated with Product and Engineering to refine alert logic and automate testing processes.
- Support audits, regulatory exams, and partner requests through documentation and process walkthroughs.
Fraud Interdiction Specialist III
CoBank
Denver
01.2018 - 01.2020
- Investigated fraud alerts, account takeovers, and suspicious commercial activity, identifying key patterns to mitigate risk.
- Conducted EDD reviews and escalated cases requiring SAR consideration, ensuring compliance with regulatory standards.
- Recommended fraud rule tuning and system enhancements based on investigative trends, optimizing detection capabilities.
- Partnered with HR, Legal, Product, and Engineering on investigative escalations and data reviews.
- Prepared fraud trend summaries and reports for leadership.
Risk Management & Investigation Specialist
Charles Schwab
Denver
01.2016 - 01.2018
- Escalated cases for regulatory reporting and collaborated on risk mitigation efforts to protect organizational integrity.
- Performed KYC reviews and validated identity documentation to ensure compliance with regulatory standards.
- Investigated identity theft, unauthorized transactions, and suspicious account activity to enhance security measures.
Margins Associate / Customer Service Roles
Charles Schwab
Denver
01.2012 - 01.2016
- Facilitated brokerage operations through margin account reviews and client servicing.
- Addressed internal inquiries on OFAC, PEP, and AML concerns to ensure compliance.
- Completed day-to-day duties accurately and efficiently.
- Contributed innovative ideas and solutions to enhance team performance and outcomes.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
Education
Associate Degree - Business Administration
Community College of Denver
Real Estate Appraisal Certificate -
Emily Griffith Opportunity School
Skills
- Fraud & AML Investigations
- Forensic Techniques
- Risk Assessment
- Investigative Reporting
- Data & Trend Analysis
- Trend reporting
- NetReveal
- LexisNexis
- Safe Banking Systems
- Clear Reports
- Process improvement
- Cross-Functional Collaboration
- MS Office
- Case Management
Timeline
Sr Investigator – Financial Crimes Investigations
BMO Bank
06.2020 - Current
Fraud Interdiction Specialist III
CoBank
01.2018 - 01.2020
Risk Management & Investigation Specialist
Charles Schwab
01.2016 - 01.2018
Margins Associate / Customer Service Roles
Charles Schwab
01.2012 - 01.2016
Associate Degree - Business Administration
Community College of Denver
Real Estate Appraisal Certificate -
Emily Griffith Opportunity School