Esteban Ortiz Jaramillo
Chief Compliance Officer
Bogota
Summary
Senior AML and Compliance Leader with 10+ years of experience in financial crime prevention, regulatory compliance, and blockchain investigations across fintech, energy, financial services, and humanitarian sectors. Former registered MLRO for a U.S. Money Services Business (MSB) under FinCEN. Extensive expertise in KYC/KYB, Enhanced Due Diligence (EDD), SAR filing, transaction monitoring, stablecoin operations, and blockchain analytics. Proven track record designing and leading global AML frameworks aligned with BSA, FinCEN, and international standards.
Overview
10
10
years of professional experience
4
4
Certifications
2
2
Languages
Work History
Regional Investigation Officer – The Americas
International Committee of the Red Cross (ICRC)
11.2024 - Current
- Lead complex cross-border investigations involving misconduct, regulatory breaches, and ethical violations across multiple jurisdictions in the Americas.
- Conduct forensic reviews, interviews, and digital evidence analysis.
- Prepare cases for internal justice systems and national jurisdiction referrals.
- Deliver comprehensive investigation reports supporting executive-level decision-making.
- Leadership Impact: Lead high-stakes, cross-border investigations across the Americas, strengthening institutional integrity and accountability through rigorous forensic analysis and strategic case management.
Regional Ethics & Compliance Officer – The Americas
FCC Aqualia
08.2021 - 11.2024
- Led implementation of corporate compliance and regulatory frameworks within a multinational infrastructure and water/construction management organization.
- Conducted regulatory risk assessments and ensured alignment with local compliance standards.
- Designed and led the strengthening anti-corruption controls and corporate governance policies across several jurisdictions in the Americas.
- Provided compliance advisory support to operational teams and senior management.
- Leadership Impact: Reinforced internal controls and supported risk mitigation initiatives within a multinational operational environment.
Global Head of AML | MLRO | Compliance Officer
Ontop Inc
10.2021 - 10.2024
- Registered MLRO with FinCEN for a U.S. Money Services Business operating globally.
- Designed and led end-to-end AML program covering onboarding, risk assessment, monitoring, and regulatory reporting.
- Oversaw KYC/KYB and EDD reviews across Americas, Asia, and Africa.
- Filed Suspicious Activity Reports (SARs) in compliance with BSA requirements.
- Implemented risk-based customer profiling framework reducing high-risk exposure.
- Led investigations involving crypto-related transactions and stablecoin payment flows.
- Utilized Chainalysis to trace blockchain transactions and identify exposure to high-risk wallets.
- Strengthened internal controls and supported banking partner audits (including Tier-1 U.S. institutions).
- Delivered compliance training to cross-functional global teams.
- Leadership Impact: Built and scaled AML governance framework supporting global expansion while maintaining regulatory alignment.
Ethics and Compliance Officer
OLX Group
01.2021 - 09.2021
- Implemented AML and regulatory compliance programs across OLX Autos, Classifieds, and Financing in Colombia.
- Established AML governance structure integrating three entities under one Compliance Committee.
- Designed AML framework aligned with Colombian Financial Superintendency requirements.
- Conducted fraud risk assessments and enhanced due diligence controls.
- Achievement: Structured compliance framework enabling secure financing portfolio transactions with banking institutions.
Ethics & Compliance Professional
Frontera Energy Colombia Corp.
01.2018 - 05.2020
- Managed anti-bribery, AML/CTF, and data privacy compliance across multiple jurisdictions.
- Contributed to compliance program recognized by UNODC among Colombia’s best anti-corruption practices.
- Supported Ethisphere recognition as one of the World’s Most Ethical Companies.
- Automated conflict-of-interest reporting process, increasing operational efficiency.
- Achievement: Strengthened a compliance framework recognized by UNODC among Colombia’s leading anti-corruption practices, and automated conflict-of-interest reporting to enhance transparency and efficiency.
Monitoring Professional
Bolsa Mercantil de Colombia
11.2015 - 01.2018
- Conducted risk-based regulatory inspections of member firms.
- Supervised AML systems, corporate governance, and internal control programs.
- Led investigations and disciplinary proceedings related to ethical and contractual breaches.
Education
Master - Ibero-American Compliance
Universidad de Salamanca
Spain01-2025
Postgraduate Diploma - Anti-Corruption Management
Universidad Externado de Colombia
Colombia01-2023
Postgraduate Diploma - Administrative Law
Universidad Nacional de Colombia
Colombia01-2015
LLB – Bachelor of Laws - undefined
Universidad Nacional de Colombia
Colombia01-2014
Skills
AML / CTF Compliance
BSA & FinCEN Regulations
KYC / KYB / EDD
SAR Preparation & Filing
Transaction Monitoring & Alert Adjudication
Blockchain & Crypto
Anti-Corruption / Anti-Bribery
Stablecoins (USDT, USDC, COPM)
Sanctions & Fraud Risk Mitigation
Compliance Governance & Policy Design
Regulatory Reporting
Investigations – Ethics Hotline
Risk-Based Approach (RBA)
SARLAFT / SAGRILAFT / PTEE
Certification
Cryptocurrency Fundamentals Certification – Chainalysis (2025)
Timeline
Regional Investigation Officer – The Americas
International Committee of the Red Cross (ICRC)
11.2024 - Current
Global Head of AML | MLRO | Compliance Officer
Ontop Inc
10.2021 - 10.2024
Regional Ethics & Compliance Officer – The Americas
FCC Aqualia
08.2021 - 11.2024
Ethics and Compliance Officer
OLX Group
01.2021 - 09.2021
Ethics & Compliance Professional
Frontera Energy Colombia Corp.
01.2018 - 05.2020
Monitoring Professional
Bolsa Mercantil de Colombia
11.2015 - 01.2018
Postgraduate Diploma - Anti-Corruption Management
Universidad Externado de Colombia
Postgraduate Diploma - Administrative Law
Universidad Nacional de Colombia
LLB – Bachelor of Laws - undefined
Universidad Nacional de Colombia
Master - Ibero-American Compliance
Universidad de Salamanca
AWARDS & RECOGNITIONS
World’s Most Ethical Companies (2021) – Contribution to corporate compliance framework, Best Anti-Corruption Practices in Colombia (2020) – UNODC, Best Master’s Degree Research Papers (2025) – Universidad de Salamanca, Top 3 Graduates (2014) – Universidad Nacional de Colombia