Esteban Ortiz Jaramillo
Chief Compliance Officer
Bogota
Summary
Senior AML and Compliance Leader with 10+ years of experience in financial crime prevention, regulatory compliance, and blockchain investigations across fintech, energy, financial services, and humanitarian sectors. Former registered MLRO for a U.S. Money Services Business (MSB) under FinCEN. Extensive expertise in KYC/KYB, Enhanced Due Diligence (EDD), SAR filing, transaction monitoring, stablecoin operations, and blockchain analytics. Proven track record designing and leading global AML frameworks aligned with BSA, FinCEN, and international standards.
Overview
2
2
Languages
4
4
Certifications
10
10
years of professional experience
Work History
Regional Investigation Officer – The Americas
International Committee of the Red Cross (ICRC)
11.2024 - Current
- Lead complex cross-border investigations involving misconduct, regulatory breaches, and ethical violations across multiple jurisdictions in the Americas.
- Conduct forensic reviews, interviews, and digital evidence analysis.
- Prepare cases for internal justice systems and national jurisdiction referrals.
- Deliver comprehensive investigation reports supporting executive-level decision-making.
- Leadership Impact: Lead high-stakes, cross-border investigations across the Americas, strengthening institutional integrity and accountability through rigorous forensic analysis and strategic case management.
Regional Ethics & Compliance Officer – The Americas
FCC Aqualia
08.2021 - 11.2024
- Led implementation of corporate compliance and regulatory frameworks within a multinational infrastructure and water/construction management organization.
- Conducted regulatory risk assessments and ensured alignment with local compliance standards.
- Designed and led the strengthening anti-corruption controls and corporate governance policies across several jurisdictions in the Americas.
- Provided compliance advisory support to operational teams and senior management.
- Leadership Impact: Reinforced internal controls and supported risk mitigation initiatives within a multinational operational environment.
Global Head of AML | MLRO | Compliance Officer
Ontop Inc
10.2021 - 10.2024
- Registered MLRO with FinCEN for a U.S. Money Services Business operating globally.
- Designed and led end-to-end AML program covering onboarding, risk assessment, monitoring, and regulatory reporting.
- Oversaw KYC/KYB and EDD reviews across Americas, Asia, and Africa.
- Filed Suspicious Activity Reports (SARs) in compliance with BSA requirements.
- Implemented risk-based customer profiling framework reducing high-risk exposure.
- Led investigations involving crypto-related transactions and stablecoin payment flows.
- Utilized Chainalysis to trace blockchain transactions and identify exposure to high-risk wallets.
- Strengthened internal controls and supported banking partner audits (including Tier-1 U.S. institutions).
- Delivered compliance training to cross-functional global teams.
- Leadership Impact: Built and scaled AML governance framework supporting global expansion while maintaining regulatory alignment.
Ethics and Compliance Officer
OLX Group
01.2021 - 09.2021
- Implemented AML and regulatory compliance programs across OLX Autos, Classifieds, and Financing in Colombia.
- Established AML governance structure integrating three entities under one Compliance Committee.
- Designed AML framework aligned with Colombian Financial Superintendency requirements.
- Conducted fraud risk assessments and enhanced due diligence controls.
- Achievement: Structured compliance framework enabling secure financing portfolio transactions with banking institutions.
Ethics & Compliance Professional
Frontera Energy Colombia Corp.
01.2018 - 05.2020
- Managed anti-bribery, AML/CTF, and data privacy compliance across multiple jurisdictions.
- Contributed to compliance program recognized by UNODC among Colombia’s best anti-corruption practices.
- Supported Ethisphere recognition as one of the World’s Most Ethical Companies.
- Automated conflict-of-interest reporting process, increasing operational efficiency.
- Achievement: Strengthened a compliance framework recognized by UNODC among Colombia’s leading anti-corruption practices, and automated conflict-of-interest reporting to enhance transparency and efficiency.
Monitoring Professional
Bolsa Mercantil de Colombia
11.2015 - 01.2018
- Conducted risk-based regulatory inspections of member firms.
- Supervised AML systems, corporate governance, and internal control programs.
- Led investigations and disciplinary proceedings related to ethical and contractual breaches.
Education
Master - Ibero-American Compliance
Universidad de Salamanca
Spain01-2025
Postgraduate Diploma - Anti-Corruption Management
Universidad Externado de Colombia
Colombia01-2023
Postgraduate Diploma - Administrative Law
Universidad Nacional de Colombia
Colombia01-2015
LLB – Bachelor of Laws - undefined
Universidad Nacional de Colombia
Colombia01-2014
Skills
AML / CTF Compliance
BSA & FinCEN Regulations
KYC / KYB / EDD
SAR Preparation & Filing
Transaction Monitoring & Alert Adjudication
Blockchain & Crypto
Anti-Corruption / Anti-Bribery
Stablecoins (USDT, USDC, COPM)
Sanctions & Fraud Risk Mitigation
Compliance Governance & Policy Design
Regulatory Reporting
Investigations – Ethics Hotline
Investigations – Ethics Hotline
Risk-Based Approach (RBA)
Certification
Cryptocurrency Fundamentals Certification – Chainalysis (2025)
Timeline
Regional Investigation Officer – The Americas
International Committee of the Red Cross (ICRC)
11.2024 - Current
Global Head of AML | MLRO | Compliance Officer
Ontop Inc
10.2021 - 10.2024
Regional Ethics & Compliance Officer – The Americas
FCC Aqualia
08.2021 - 11.2024
Ethics and Compliance Officer
OLX Group
01.2021 - 09.2021
Ethics & Compliance Professional
Frontera Energy Colombia Corp.
01.2018 - 05.2020
Monitoring Professional
Bolsa Mercantil de Colombia
11.2015 - 01.2018
LLB – Bachelor of Laws - undefined
Universidad Nacional de Colombia
Postgraduate Diploma - Administrative Law
Universidad Nacional de Colombia
Postgraduate Diploma - Anti-Corruption Management
Universidad Externado de Colombia
Master - Ibero-American Compliance
Universidad de Salamanca
AWARDS & RECOGNITIONS
World’s Most Ethical Companies (2021) – Contribution to corporate compliance framework, Best Anti-Corruption Practices in Colombia (2020) – UNODC, Best Master’s Degree Research Papers (2025) – Universidad de Salamanca, Top 3 Graduates (2014) – Universidad Nacional de Colombia