
Bilingual (English/Spanish) banking professional with 20+ years of experience supporting small business owners through relationship-based banking, credit solutions, and portfolio management. Combines institutional banking expertise with direct small business ownership experience, offering a practical, empathetic, and risk-aware advisory approach. Currently serving as a Small Business Lending Consultant.
Manage relationships with small business clients by identifying lending needs and delivering tailored credit solutions.
Guide clients through the full lending process, including financial review, documentation, and submission.
Partner closely with branch teams, underwriters, and market leadership to advance opportunities.
Serve as a trusted advisor to business owners navigating growth, cash flow, and capital needs.
Managed a portfolio of small business relationships with revenues under $1MM.
Delivered deposit and credit solutions while identifying opportunities to deepen relationships.
Conducted financial analysis, gathered documentation, and submitted complete credit packages.
Supported multiple branches across KS, MO, and CO through collaborative partnerships.
Owned and operated a small restaurant business, overseeing daily operations, vendor management, pricing, payroll, and financial decision-making.
Navigated COVID-era disruptions, supply cost volatility, and operational challenges.
Made a disciplined business exit decision post-COVID based on cost pressures and sustainability considerations.
Led branch sales, service, and operational performance.
Coached and developed teams while driving relationship growth and client retention.
Ensured compliance with all policies, procedures, and regulatory standards.
Oversaw branch operations and business performance.
Drove deposit and lending growth through relationship-based conversations.
Maintained strong risk management and compliance practices.
Provided comprehensive financial guidance to consumer and small business clients.
Supported business owners from startup through expansion.
Licenses held during this period only (no longer active).
Provided comprehensive financial guidance to consumer and small business clients.
Supported business owners from startup through expansion.
Licenses held during this period only (no longer active).