Barima Boadi-Amponing
Denver
Summary
Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought.
Overview
19
19
years of professional experience
Work History
Credit Analyst
Danone NA
10.2011 - Current
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Streamlined the loan approval process for faster results by implementing an efficient credit scoring system.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
- Developed customized financial models to assess borrower''s capacity, ensuring accurate credit evaluation.
- Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decisionmaking.
- Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
Fixed Asset Accountant
CH2M-Hill Engineering
07.2005 - 10.2008
- Enhanced financial accuracy by reconciling fixed asset subsidiary ledgers to the general ledger on a monthly basis.
- Streamlined asset management processes by implementing an effective tagging and tracking system for all company assets.
- Reduced discrepancies in asset records by conducting periodic physical inventory counts and reconciling differences with accounting records.
- Improved reporting efficiency by preparing timely and accurate monthly depreciation entries for all fixed assets.
- Assisted external auditors during annual audits, ensuring accurate representation of fixed assets in financial statements.
- Facilitated compliance with tax regulations by maintaining up-to-date knowledge of federal, state, and local tax laws related to fixed assets accounting.
- Collaborated with cross-functional teams to ensure proper capitalization of new projects and assets according to GAAP guidelines.
Education
Bachelor of Science - Accounting And Finance
Worcester State University
Worcester, MA05.2000
Skills
- Team Collaboration
- Market Trend Analysis
- Business Acumen
- Financial Statement Analysis
- Credit Risk Assessment
- Credit Policy Development
- Professionalism
- Ethical Conduct
- Loan Evaluation
- Organizational Skills
Timeline
Credit Analyst
Danone NA
10.2011 - Current
Fixed Asset Accountant
CH2M-Hill Engineering
07.2005 - 10.2008
Bachelor of Science - Accounting And Finance
Worcester State University
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