Allie Barb
Englewood
Summary
Dedicated and driven professional with a passion for problem-solving and finding optimal solutions for borrowers. Expertise in building strong relationships with colleagues, industry partners, and clients, establishing a trusted and valued resource. Extensive knowledge of conventional, government (FHA, VA, USDA) loan programs, as well as bond and jumbo products and from Well-equipped to handle diverse lending needs. I take a great deal of pride in taking ownership of each file, ensuring meticulous attention to detail, accuracy, and efficiency throughout the process. Customers, agents, team members and industry partners are all left happy and impressed with a seamless and smooth loan process that is sure to bring referrals.
Overview
16
16
years of professional experience
Work History
Sr. Loan Processor
SFMC
Plano
08.2025 - 01.2026
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Developed relationships with real estate agents and brokers to increase referral business.
- Calculated income, assets and liabilities to meet lender requirements.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Reviewed initial client documentation to structure and submit loan package.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers, agents, title companies and other industry partners
- Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing
- Reviewed mortgage applications for completeness and accuracy
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan
- Communicated regularly with customers throughout the entire process from origination through closing.
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
- Evaluated and adjusted loan files to meet banking, federal and secondary market regulations.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process.
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Structured loan packages by properly analyzing credit reports, income and asset documents.
- Performed detailed calculations to verify income, assets, liabilities, collateral and other data provided by applicants.
Sr. Loan Processor
Universal Lending Corporation
Greenwood Village
03.2025 - 08.2025
- Processed loan applications using industry-standard software and tools.
- Reviewed and verified financial documents for completeness and accuracy.
- Coordinated with underwriters to address loan processing issues efficiently.
- Communicated with clients to gather necessary information and clarify inquiries.
- Processed loan documents in a timely manner to meet closing deadlines.
- Collaborated closely with underwriters when reviewing files for final approval.
- Managed conditions sent from underwriting departments.
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
- Checked approvals against established bank and government lending standards.
- Structured loan packages by properly analyzing credit reports, income and asset documents.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers.
- Identified potential issues in loan files and worked with team members to devise solutions.
- Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing.
- Reviewed and verified loan application documents for completeness and accuracy.
- Informed customers of loan application requirements and deadlines.
- Collaborated with company teams to expedite loan approval processes.
Senior Production Partner
Fairway Independent Mortgage
Greenwood Village
09.2024 - 02.2025
- Coordinated with loan officers to optimize the pre-approval process, resulting in a smoother overall experience for clients.
- Answered inquiries with speed and provided superior customer service to clients.
- Provided comprehensive administrative support to Loan Officers so they could focus on building relationships with clients and generating new business opportunities.
- Cultivated productive relationships with clients, realtors, and title/escrow officers to maintain a positive reputation and develop long-term relationships and be a trusted lender with all parties
- Reviewed applications, Collected documentation and Completed comprehensive reviews of all necessary documentation to issue valid pre-approval letters
- Monitored key dates to obtain information and ensure deadlines were met .
- Proactively addressed potential roadblocks in the loan process, resulting in faster resolution of issues and higher client satisfaction rates.
- Managed communication between clients and loan officers for timely updates.
- Coordinated document collection and verification for mortgage applications.
- Assisted in problem-solving client inquiries throughout the loan process.
- Coordinated communication between clients, underwriters, and loan officers.
- Responded to client inquiries regarding loan terms and processes promptly.
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
- Contacted previous clients to verify satisfaction with process and service and to offer additional support and wrote personal thank you notes to clients and listing agents.
- Maintained up-to-date knowledge and compliance with internal policies and procedures and verified adherence to state and federal laws, rules and regulations affecting loan institutions.
- Ordered, prepared and verified documents necessary for loan to close in compliance, on time and without last-minute surprises.
- Ensured accurate data entry of loan application information into system.
- Facilitated the collection of additional documentation required for loan approval.
- Identified and resolved issues that arose during the loan application process.
Underwriter
Fairway Independent Mortgage
06.2019 - 05.2022
- Highly knowledgeable/ skilled in Conventional, Government (FHA, USDA, VA), Jumbo and multi State Bond programs
- Collateral review included SFD, Manufactured Homes, Condos, New Construction
- Completed every loan with a high level of attention to detail leading to an outstanding level of quality with zero critical errors and no uninsurable loans to date
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income (all types) assets and credit history to support compliance with underwriting guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Supported the loan origination team by providing expert knowledge and guidance on complex underwriting scenarios, enabling well-informed decisions in challenging cases. Suggested ideas for restructuring and gave preliminary conditions
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
- Reviewed/approved appraisals and title documents to verify accuracy and completeness.
- Demonstrated sound decision-making skills when Evaluating loan applications, credit and collateral documents and determining creditworthiness, assessing risk and establishing loan conditions.
- Ensured regulatory compliance by maintaining up-to-date knowledge of industry guidelines and standards.
Operations Manager
Fairway Independent Mortgage
01.2016 - 06.2019
- In 2016 I was promoted to Operations Manager
- I oversaw a team of Loan set up, Processors, Closers and funders
- My day to day included pipeline management, ensuring all internal required timelines were being met for reviews/submissions/approvals etc
- Ensured LE's and CD's were being disclosed / re-disclosed within TRID requirements and cures were avoided
- I kept very close track of contract dates to ensure appraisal/title/approval and closing deadlines were always met to protect buyers' earnest money and always making sure we made notable positive impressions with all parties
- Tracked file reservations/locks to make sure these were done and re-disclosed timely
- I was also responsible for taking over any problem files and helping restructure and maintain an approvable file
- I would send rush initial CDs/ docs/ give funding authorization on rush files if closing was at capacity or on 'rescue' files
- Managed a team of loan officers, providing guidance and support for optimal performance.
- Developed training programs for new hires, fostering a collaborative environment and promoting professional growth.
- Streamlined mortgage operations by implementing efficient processes and reducing redundancies.
- Enhanced customer satisfaction by addressing inquiries promptly and resolving complaints effectively.
- Negotiated favorable terms with third-party vendors, securing cost-effective services for the organization.
- Spearheaded process improvements initiatives, resulting in reduced processing times for loan applications without sacrificing quality or accuracy.
- Collaborated with cross-functional teams to develop strategies for improving overall efficiency in the mortgage department.
Sr. Mortgage Processor
Fairway Independent Mortgage
01.2010 - 01.2016
- Conducted initial reviews of applications from loan officers and loan officer assistants to determine eligibility.
- Requested and gathered all credit/income/asset and collateral information and documentation to conduct thorough reviews. Creating preliminary conditions and needs lists.
- Ensuring received documentation after initial processing analysis was reviewed and assessed timely
- Provided exceptional customer service by addressing borrower concerns promptly and professionally.
- Leveraged industry knowledge and experience to troubleshoot complex scenarios, finding creative solutions that benefitted both lenders and borrowers alike.
- Improved team productivity through effective communication and collaboration among colleagues.
- Facilitated seamless transitions from application submission to final approval stages with keen attention to detail throughout the process and excellent communication
- Demonstrated expertise in various loan products including, Conventional, FHA, VA, USDA, several Jumbo investors, Bond products in multiple states and specialized or unique products ie. Dr Loans, construction to perm.
- Managed a high-volume pipeline of loans, prioritizing tasks for optimal efficiency and client satisfaction.
- Maintained accurate records of loan processing activities and documents in CRM system.
- Set up and completed loan submission packages.
- Handled any conditions sent from underwriting departments.
- Coordinated closing process with internal closers and title companies
Education
Littleton High School
Littleton, COSkills
- Confident in my Decision-making and analysis skills
- Efficient Pipeline management and follow up tracking systems
- Systems/platform knowledge-Microsoft office, encompass 360, Meridian Link Mortgage, point, AUS (LP,DU, GUS), FHA connection, VA WebLGY, optimal Blue, fraud guard, several Jumbo and Bond platforms, USDA, Private MI platforms, Docs Direct, doc magic, Schwartz, pacer
- Sales and ops “Go to” person for Complex or unique income scenarios and calculations along with any other transactions with credit, assets, income or collateral that don't clearly meet guidelines and need alternative solutions
- Exceptional communication skills
- Ability to quickly resolve issues and provide alternative options and solutions when a problem arises
- Strong attention to detail
- Dedicated work ethic
Timeline
Sr. Loan Processor
SFMC
08.2025 - 01.2026
Sr. Loan Processor
Universal Lending Corporation
03.2025 - 08.2025
Senior Production Partner
Fairway Independent Mortgage
09.2024 - 02.2025
Underwriter
Fairway Independent Mortgage
06.2019 - 05.2022
Operations Manager
Fairway Independent Mortgage
01.2016 - 06.2019
Sr. Mortgage Processor
Fairway Independent Mortgage
01.2010 - 01.2016
Littleton High School