Alex Roise
Aurora
Summary
At Wagner Equipment Co, I spearheaded credit management initiatives, enhancing portfolio health by reducing delinquency rates and streamlining processes. My adept decision-making and collaborative skills led to improved risk mitigation and team efficiency. Achievements include developing policies that balanced growth with risk, and negotiating terms that preserved customer relationships.
Overview
26
26
years of professional experience
Work History
Credit Representative
Wagner Equipment Co
09.1998 - 07.2024
- Managed a diverse portfolio of commercial accounts, ensuring timely payments and proactively identifying potential risks or issues.
- Streamlined credit application processes by enhancing communication with sales teams and underwriting departments.
- Managed collection work and contacted customers to collect delinquent balances.
- Coordinated with legal counsel on complex credit issues, including contract negotiations and litigation proceedings.
- Monitored customer credit limits and adjusted accordingly based on payment history and financial stability to mitigate risk exposure.
- Maintained strong relationships with key stakeholders throughout the organization to facilitate successful cross-departmental collaboration on credit-related matters.
- Assessed client creditworthiness by reviewing financial statements, bank references, and conducting industry research for accurate decisionmaking.
- Negotiated favorable terms with customers experiencing financial difficulties to ensure continued business relationships while minimizing losses.
- Enhanced department efficiency by training new team members on company policies, procedures, and best practices in credit management.
- Developed comprehensive credit policies that supported business growth while maintaining prudent risk management practices.
- Reduced delinquency rates through timely follow-ups on overdue accounts and implementing effective payment plan strategies.
- Applied problem-solving skills to resolve disputes and facilitate payments.
- Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies.
- Negotiated payment plans and loan terms with delinquent customers.
- Made decisions and recommendations about extending lines of credit.
Education
Associate Of Business Administration - Business
Barnes Business
Denver, CO05.1994
Skills
- Decision-making capabilities
- Teamwork and Collaboration
- Problem-Solving
- Attention to Detail
- Multitasking
- Reliability
Timeline
Credit Representative
Wagner Equipment Co
09.1998 - 07.2024
Associate Of Business Administration - Business
Barnes Business
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