AFTAB BUTT
Mississauga,Canada
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
15
15
years of professional experience
Work History
Restaurant Owner
pizzaville
Mississauga, ON
05.2015 - 07.2021
- Managed payroll, daily deposits, and cost controls.
- Set employee schedules, delegated work, and monitored food quality and service performance.
- Recruited, hired, and trained talented staff to fill vacancies
- Supervised daily activities of the restaurant and 20 employees
Credit Officer
Citi Bank Pakistan
Pakistan, Karachi
01.2004 - 05.2012
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Checked appraisals, title information and insurance documents for each property.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Monitored accounts for signs of fraud and non-payment issues.
- Contacted clients about verifying account information and updated services, answered questions and resolved concerns to uphold exceptional customer service standards and promote brand loyalty.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Worked with clients to define and implement terms for approved credit requests.
- Updated client accounts with new information and verified data for informed credit approvals.
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Education
Bachelor of Arts - Business
Karachi University(pakistan)
PakistanSkills
- Documentation preparation
- Financial statement review
- Loan recommendations
- Customer Relations
- Credit reports
- Investigations
- Fraud knowledge
- Business credit coordination
- Application verification
- Proficient in english Urdu and punjabi
Timeline
Restaurant Owner
pizzaville
05.2015 - 07.2021
Credit Officer
Citi Bank Pakistan
01.2004 - 05.2012
Bachelor of Arts - Business
Karachi University(pakistan)
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