Your Name
Summary
Hardworking individual with over 6 years in the mortgage and financing industry. Self-motivated with good understanding of evaluating credit history, financial stability and risks. A diligent individual that always goes above and beyond.
Overview
10
10
years of professional experience
Work History
Junior Underwriter
S.I. Financial Corp
Boca Raton, FL
10.2022 - 09.2024
- Reduced risk exposure through thorough underwriting and diligent review of loan applications
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations
- Reduced risk exposure through diligent evaluation of applicants' repayment capability and creditworthiness recommending appropriate credit limits
- Maintained confidentiality of sensitive information by adhering to strict privacy policies and implementing secure filing systems
- Delivered excellent customer service through prompt responses to client inquiries, addressing concerns effectively, and building strong relationships.
Loan Processor
First Guaranty Mortgage Corporation
Remote, FL
12.2020 - 09.2022
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues
- Ensured accuracy of client information, verifying data collected during the application process and updating records as needed
- Assisted clients in understanding complex financial documents required for completing their loan applications successfully
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
Junior Loan Processor/Loan Officer Assistant
Freedom Mortgage Corporation
Boca Raton, FL
05.2018 - 12.2020
- Streamlined loan application process by implementing efficient documentation and data entry procedures
- Ensured accuracy of loan documents by thoroughly reviewing all application materials and identifying discrepancies
- Improved client relationships by providing exceptional customer service during the entire loan process, addressing questions and concerns promptly
- Supported senior processors with complex loan files, ensuring timely completion and accurate information submission
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
Administrative Assistant/Receptionist
Sawgrass Ford
Sunrise, FL
07.2016 - 05.2018
- Answered multi-line phone system, routing calls, delivering messages to staff and greeting visitors
- Improved document organization with thorough file maintenance, archiving outdated records as necessary for efficient retrieval when needed
- Coordinated office supply inventory management, proactively ordering necessary items before depletion to avoid workflow disruptions
- Assisted management with special tasks on daily basis
- Kept reception area clean and neat to give visitors positive first impression
- Handled cash transactions and maintained sales and payments records accurately.
Waitress
Cheesecake Factory
Sunrise, FL
08.2014 - 06.2016
- Handled high-pressure situations with composure, maintaining excellent service standards even during busy shifts
- Exhibited strong multitasking abilities, balancing multiple tables and orders while delivering prompt service
- Maintained clean and welcoming dining environment, ensuring a positive guest experience
- Remained calm and poised when dealing with difficult customers or during busy shifts
- Used cash registers and credit card machines to cash out customers.
Education
Associate of Arts Business -
Keiser University
Fort Lauderdale, FL02.2016
GED -
Coral Glades High School
Coral Springs, FL06.2014
Skills
- Documentation Review
- Risk Assessment
- Credit analysis
- Underwriting guidelines
- Financial document review
- Data Entry
- Time Management
- Attention to detail / organization
- Team player/coachable
- Customer Service
- Mortgage Loan Software
- Administrative Support
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
Languages
Spanish
Timeline
Junior Underwriter
S.I. Financial Corp
10.2022 - 09.2024
Loan Processor
First Guaranty Mortgage Corporation
12.2020 - 09.2022
Junior Loan Processor/Loan Officer Assistant
Freedom Mortgage Corporation
05.2018 - 12.2020
Administrative Assistant/Receptionist
Sawgrass Ford
07.2016 - 05.2018
Waitress
Cheesecake Factory
08.2014 - 06.2016
Associate of Arts Business -
Keiser University
GED -
Coral Glades High School